Finding a Credit Counselor

How much do you have saved for an emergency?  It might not be enough.  3 to 6 months is best.  take a moment to check your finances and make sure you have 3 to 6 mortgage payments, car payments, grocery bills, etc. saved up.  If not, just get started putting a little away each month.  You'll get...Read more

When was the last time you took a look at the asset allocation of your investments?  A process known as rebalancing is the periodic adjustment of your portfolio to restore the desired asset allocation mix.

With the recent increases in the stock market, your investments may have behaved...Read more

Auto insurance is probably one of your larger expenses, so periodically take so time to see if it can be reduced. Here are a few ideas to lower your premium.

• Check for discounts for paying the premium in full vs. monthly installments
• Consider a higher deductible.  Moving to a
...Read more

Whether it is too much credit card debt or falling behind on auto or mortgage payments, many of us face a financial crisis at some time in our life.  Who will you turn to for help?

Promises to eliminate your any portion of your debt or eliminate legitimate credit items should raise a red...Read more

Talking about money with kids often begins and ends with “How much do you need?” however, we are missing out on a great opportunity to teach our kids important lessons about managing money.

Start by helping them learn the difference between needs such as clothing and wants such as money to...Read more

Imposter fraud occurs when a fraudster poses as someone he or she is not in order to steal your money.   You get a call from someone claiming to be from the IRS indicating you owe money sometimes even being threatened to be put in jail if you will not pay.  These scams come in many forms from...Read more

You may start collecting Social Security retirement benefits as early as age 62.  However the longer you wait, the higher the monthly payments you and possibly your spouse will recieve.  Wait until you're 70 and your payment will increase by 76%. Take some time to consider your options around...Read more